The National Health Insurance Scheme (NHIS) in Sri Lanka is a significant initiative aimed at providing universal health coverage to all citizens. The scheme, which is backed by the government, seeks to ensure that every Sri Lankan has access to essential healthcare services, regardless of their socio-economic background. In this article, we will guide you through the process of registering for the NHIS and discuss its benefits and coverage.

What is the National Health Insurance Scheme (NHIS)?

The National Health Insurance Scheme in Sri Lanka is designed to provide financial protection for citizens, ensuring they can access quality medical services without the burden of high medical costs. Under this scheme, individuals and families are entitled to receive treatment at public healthcare institutions, including hospitals, clinics, and primary health centers, with minimal or no cost involved.

The NHIS aims to:

• Offer affordable health services to everyone, especially the underserved and low-income communities.
• Improve access to essential health services like doctor consultations, hospital care, diagnostics, surgeries, and medications.
• Promote preventive healthcare and health education to reduce the burden of diseases.

Benefits of the National Health Insurance Scheme

Before discussing the registration process, it’s important to understand the key benefits of the NHIS:

• Affordable Healthcare: The NHIS reduces the financial burden of medical treatment by covering the cost of healthcare services in public hospitals.
• Access to Quality Treatment: It provides access to a wide range of healthcare services, including specialist care and diagnostic tests.
• Prevention and Health Promotion: The scheme focuses on preventive measures and health education to reduce the risk of diseases.
• Financial Protection: NHIS ensures that individuals do not have to bear the high cost of medical treatment out-of-pocket, especially in case of severe illness.

How to Register for the National Health Insurance Scheme in Sri Lanka

Registering for the National Health Insurance Scheme is a straightforward process, designed to ensure easy access to healthcare for all citizens. Here are the steps you need to follow to register:

Step 1: Visit the Nearest Divisional Secretariat

The first step is to visit the Divisional Secretariat (DS) in your area. The DS office is responsible for coordinating the registration process for the NHIS. You can find the nearest Divisional Secretariat in your locality through a quick online search or by asking local authorities.

Step 2: Complete the Registration Form

At the Divisional Secretariat, you will need to fill out a registration form to enroll in the NHIS. The form will require basic information such as:

• Full name
• Date of birth
• National Identity Card (NIC) number
• Address details
• Contact information
• Family details (for family registration)

Make sure to provide accurate and up-to-date information when completing the form.

Step 3: Submit Required Documents

Along with the completed registration form, you will need to submit certain documents for verification. These may include:

• A copy of your National Identity Card (NIC) or valid passport (for foreigners).
• Proof of residence, such as a utility bill or lease agreement.
• A family record or household registration (if registering as a family unit).

Step 4: Pay the Applicable Fees (If Any)

Although the government offers the NHIS as a subsidized service, there may be small fees associated with the registration process. These fees vary based on income and other factors, and in some cases, individuals from lower-income families may be eligible for exemptions. The Divisional Secretariat will inform you of the payment requirements, if any.

Step 5: Receive Confirmation of Registration

Once your application is processed, you will receive confirmation of your registration. This confirmation may include a registration card, which you can use when accessing healthcare services under the NHIS. Ensure you carry your registration card whenever you visit healthcare facilities for medical services.

Step 6: Utilize the Health Services

Once registered, you can begin using the healthcare services covered by the NHIS. The scheme provides access to free or low-cost treatment at government hospitals, primary health centers, and clinics. You can also take advantage of preventative health services such as vaccinations, check-ups, and screenings.

Important Tips to Remember

• Keep Your Registration Details Updated: If you move to a new address or experience any changes in your family situation, inform the Divisional Secretariat to update your registration.
• Check Your Eligibility for Special Benefits: If you are a senior citizen, pregnant woman, or disabled, you may be entitled to additional benefits or reduced costs. Be sure to ask about these when registering.
• Follow Health Guidelines: In addition to registration, follow the guidelines provided by healthcare institutions under the NHIS, such as attending regular check-ups and preventive care appointments.

Conclusion

Registering for the National Health Insurance Scheme in Sri Lanka is a simple and essential step towards ensuring that you and your family receive affordable and quality healthcare. By providing a wide range of services, the NHIS plays a crucial role in the overall improvement of public health and well-being in Sri Lanka. If you haven’t registered yet, visit your nearest Divisional Secretariat and get started today to safeguard your health and that of your family.